Personal Insurance in Atlanta, GA – Protect What Matters Most
Smart coverage. Simple options. Support from someone who knows your name.
At The Elkins Agency, we make personal insurance easy and personal. Whether you need auto, home, or umbrella coverage — or all of the above — we’ll help you build a protection plan that fits your lifestyle and budget. We serve individuals and families across metro Atlanta and throughout the Southeast.
Comprehensive Coverage for Your Family in Atlanta, GA
Why Personal Insurance is Important
Life happens fast. Personal insurance gives you peace of mind and financial security in the face of car accidents, weather damage, theft, injuries, and more. It’s not just about protection — it’s about being prepared.
Bundling & Savings
Bundling your auto and home insurance in Atlanta is one of the easiest ways to save. We’ll help you combine policies for better rates, streamlined service, and fewer headaches.
Our Personal Insurance Products in Atlanta, GA
Auto Insurance
Protect your car and your finances with coverage that meets Georgia’s requirements and your real-life needs. From daily commutes to family road trips, we help you stay protected on and off the road.
Homeowners Insurance
Coverage for your house, your belongings, and your peace of mind. We help Atlanta homeowners protect against weather damage, theft, liability, and unexpected repairs.
Mobile Home Insurance
Specialized protection for manufactured and mobile homes in Georgia. Safeguard your structure, personal property, and liability with coverage designed for how you live.
Renters Insurance
Affordable coverage for renters in apartments, townhomes, and multi-family buildings. Protect your personal belongings and gain liability coverage without breaking your budget.
Condo Insurance
Designed for condo owners who need coverage beyond their association’s master policy. Protect your unit, upgrades, personal property, and liability with confidence.
Motorcycle Insurance
Hit the road with confidence. Motorcycle insurance provides protection for your bike, gear, and financial security—whether you ride daily or just on weekends.
Recreational Vehicle Insurance
Protect your adventures on land and water. From RVs and campers to ATVs and boats, we offer coverage that lets you enjoy your downtime without worry.
Umbrella Insurance
High-limit liability protection that kicks in when your auto or home policy reaches its limit. Smart coverage for serious claims and added peace of mind.
Pet Insurance
Health coverage for your furry family members, including accident, illness, and optional wellness plans—so you can focus on care, not costs.
Why Choose The Elkins Agency for Personal Insurance in Atlanta, GA?
Personalized Guidance
We take time to understand your needs and recommend policies that actually make sense — no upsells, no pressure.
Multiple Carriers, Better Rates
As an independent insurance agent in Atlanta, we compare top carriers to find the right coverage at the best price.
Local Expertise
We know Georgia risks — from Atlanta traffic to storm-prone seasons — and make sure your coverage reflects that.
Annual Policy Reviews
Your needs change — so should your policy. We revisit your coverage each year to ensure it’s still the best fit.
Frequently Asked Questions (FAQs) – Personal Insurance
How can I lower my auto and home insurance premiums?
Bundle policies, raise deductibles, install safety devices, and maintain a clean driving record — we’ll help you find all available discounts.
What’s the benefit of using an independent agent for personal insurance?
More options, better rates, and unbiased advice — plus, you get one point of contact for all your insurance questions.
Do I need umbrella insurance if I have auto and home coverage?
If a claim exceeds your auto or home limits, an umbrella policy covers the difference — often for just a few dollars a month.
Get Started – Protect Your Personal Assets
Request a Personal Insurance Quote
We make it easy to get the coverage you need. Let's talk about your options.