Auto Insurance in Atlanta, GA – Drive with Confidence
Smart, honest coverage from a local agent who picks up the phone.
At The Elkins Agency, we know car insurance isn’t just about the policy — it’s about feeling confident behind the wheel. As your independent auto insurance agent in Atlanta, we’re here to help you find the right protection for your lifestyle, vehicle, and budget. Whether you’re buying your first car or reviewing coverage for a growing family, we make the process clear, fast, and personal.
What Your Policy Should Cover
We help you understand the key pieces of your policy — and how they protect you.
Liability Coverage
Covers damages if you're at fault in an accident that injures others or damages property. Required in Georgia and essential for every driver.
Collision Coverage
Pays to repair or replace your vehicle after a crash, no matter who was at fault.
Comprehensive Coverage
Protects your car from damage caused by theft, storms, vandalism, or animals.
Uninsured / Underinsured Motorist Coverage
Steps in if you’re hit by someone who doesn’t have enough insurance — or any at all.
Medical Payments (MedPay)
Covers medical bills for you and your passengers, regardless of who caused the accident.
Optional Add-Ons
Ask us about rental reimbursement, roadside assistance, and gap coverage — extras that make real-life driving easier.
Add-Ons That Matter
Smart coverage doesn’t stop at the basics. Here are extras many Atlanta drivers choose:
Roadside Assistance
Help when you’re stuck on the side of the road.
Rental Reimbursement
Keep moving while your car’s in the shop after a covered accident.
Gap Insurance
Covers the difference between your loan and what your car’s worth if totaled.
Glass Coverage
Replace or repair cracked windshields without paying out of pocket.
Why It Matters
Not All Auto Policies Are Equal — We Make Sure Yours Works When You Need It Most
At The Elkins Agency, we believe coverage should fit your life — not confuse it. We help you choose policies that protect you from real-world risks: Atlanta’s traffic, uninsured drivers, expensive repairs, and more. No upsell. No pressure. Just the info and options you actually need.
Why Choose Us for Auto Insurance
Working with The Elkins Agency means you’re never alone in figuring out your insurance. Here's what sets us apart:
Compare Top Carriers
We shop rates from top providers like Progressive, Safeco, and Travelers to find your best deal.
Fast, Easy Quotes
Send us an email — we’ll get you a quote without endless forms or follow-ups.
Claims Support
If you ever have an accident, we help guide you through every step — no call centers, no confusion.
Local Knowledge
As Atlanta locals, we understand the roads, risks, and rates better than a national 800 number.
Independent & Personalized
We work for you — not for one company. That means better rates and advice you can trust.
FAQs About Auto Insurance
How much is car insurance in Atlanta?
Rates vary, but Atlanta drivers pay around $150–$200/month on average. We help uncover every possible discount for your situation.
Do I need full coverage in Georgia?
If you lease or finance your car — yes. Even if it’s paid off, full coverage can offer valuable protection depending on your needs.
Can you help if I’ve had a DUI or tickets?
Yes — we have access to specialty carriers for high-risk drivers and work hard to find affordable options.
Let’s Get You on the Road
Whether you're insuring your first vehicle or switching providers, The Elkins Agency is here to make car insurance simple and supportive.