Surety Bonds – Fast Bond Solutions for Georgia Businesses
Straightforward bonding support for contractors, small businesses, and licensed professionals.
At The Elkins Agency, we help businesses secure the surety bonds Georgia requires for licensing, permitting, and construction projects. Whether you’re a contractor bidding a job or a business needing a license bond, we make the process simple, clear, and quick.
What Your Bond Should Cover
We break down what the right surety bond does — and why it matters.
Performance Bonds
Guarantee that contracted work will be completed according to the terms and standards agreed upon.
Payment Bonds
Ensure subcontractors, suppliers, and laborers are paid properly on a project.
License & Permit Bonds
Common for contractors, auto dealers, and other businesses. These bonds are required to operate legally in Georgia.
Fidelity Bonds
Protect your business and customers from employee dishonesty, theft, or fraud.
Optional Bond Types
We also provide maintenance bonds, bid bonds, janitorial bonds, and other industry-specific options based on your needs.
Why Surety Bonds Are Essential in Georgia
Required for Licensing
Many Georgia industries — including contractors, auto dealers, notaries, and professional trades — must carry a bond to become licensed.
Essential for Contract Work
General contractors and government agencies often require specific bonds before you can bid or begin work.
Builds Trust With Clients
Bonds show clients you’re financially responsible and committed to meeting project standards.
Add-Ons That Matter
Smart options that support your projects and requirements.
Bid Bonds
Required for many project submissions.
Maintenance Bonds
Cover workmanship after project completion.
Industry-Specific Bonds
Tailored to your trade or license type.
Our Bonding Process
Fast Approvals
Many license and permit bonds in GA can be issued same-day with a simple credit check. Contractors can often get quick decisions for smaller project bonds.
Competitive Rates
We shop multiple bond markets to secure low premium percentages. Good credit typically means better pricing.
Guidance for New Applicants
If this is your first bond, we walk you through the indemnity agreement and application so you understand how the bond works and what to expect.
Multi-State Bonds
If you operate in more than one state, we can help secure the necessary bonds for each jurisdiction.
Frequently Asked Questions – Surety Bonds
How much does a surety bond cost?
Bond costs vary based on the bond type and your credit profile. Many license bonds cost between 1%–5% of the required bond amount.
Do I need a surety bond or insurance?
A bond is not insurance — it’s a financial guarantee. Your bond protects the public or the project owner, while your insurance protects your business. Many contractors and businesses need both.
Can I get a bond with less-than-perfect credit?
Yes. Some carriers offer solutions even if your credit isn’t ideal. Rates may be higher, but coverage is often still available.
What’s the difference between insurance and a bond?
Insurance protects you.
A surety bond protects the obligee (the public, a state agency, or a project owner).
If a bond pays out, you must reimburse the surety — it functions as a financial guarantee.
Do construction contractors in Georgia need a bond?
Many construction projects — especially public jobs — require bid, payment, or performance bonds. Some contractor licenses also require bonding. We’ll help determine exactly what bond your project or license requires.
Get the Bond You Need in Atlanta, Georgia
Whether you’re securing a license or preparing for your next project, we help you get the right bond quickly and affordably.