Recreational Insurance in Atlanta, GA – Coverage for Life on the Road

Smart, flexible protection for RVs, campers, and trailers across Atlanta area and the Southeast

At The Elkins Agency, we know your recreational vehicle is more than a ride — it’s your getaway, your freedom, and your second home. That’s why we offer tailored recreational insurance plans to protect your vehicle, your valuables, and your peace of mind

What Your Recreational Policy in Atlanta, GA Should Cover

We help ensure your RV or trailer has the right protection before you hit the road.

Man carrying a child on his shoulders, pointing towards the sky, with an RV in the background.

Physical Damage Coverage

Covers repairs or replacement if your camper, trailer, or RV is damaged in an accident, fire, theft, or severe weather.

Liability Coverage

Protects you if you cause injury or property damage while operating your RV or parked at a campground.

Personal Belongings

Covers items inside the RV or camper — electronics, furniture, gear, and more.

Vacation Liability

Adds protection while you’re using the RV as a temporary residence at a site or campground.

Roadside Assistance

Help when you’re stuck with a breakdown or flat tire — including towing and emergency repairs.

Add-Ons That Matter for Georgia Travelers

Enhance your RV or camper policy with these helpful extras:

Full-Timer Coverage

Ideal for those living in their RV for extended periods.

Emergency Expense Allowance

Helps cover hotel, food, and transportation if your RV becomes unusable.

Replacement Cost Coverage

Offers full replacement value for newer RVs and campers, not just depreciated cost.

Why Recreational Insurance in Atlanta, GA Matters

RVs, trailers, and campers face risks both on and off the road — and standard auto insurance just doesn’t cut it.

We help protect your recreational vehicle from costly repairs, accidents, weather events, and liability issues. Whether you're planning weekend getaways or full-time travel, you’ll have the protection and support you need.

Why Choose The Elkins Agency for RV & Camper Insurance

  • Independent & Local

    We’re not tied to one provider. That means we compare rates from trusted carriers to find you the best coverage for how and where you travel.

  • Atlanta area and the Southeast Expertise

    From Snellville to Savannah and beyond, we understand Georgia roads, campgrounds, risks — and the right insurance for RV owners.

  • Simple, Personalized Quotes

    Just tell us what you drive and how you use it — we’ll handle the rest and explain every option clearly.

  • Ongoing Support

    From filing claims to updating coverage mid-trip, we’re always just an email or call away.

FAQs About Recreational Insurance

  • Does my auto insurance cover my RV or camper?

    Usually not. RVs and trailers require their own specialized policies. We help you choose the right one.

  • What kind of insurance do I need for a travel trailer?

    A trailer can be covered under a recreational or auto policy add-on — but a dedicated policy offers broader protection.

  • Do I need insurance for a parked RV?

    Yes. Even if you’re not driving, your RV faces risks like theft, fire, and liability. We offer vacation and stationary coverage.

Black telephone receiver with sound waves.

Ready to Hit the Road with Confidence?

Whether it’s your weekend retreat or full-time rig, let’s protect your investment with the right recreational insurance.